Scammers are becoming increasingly sophisticated, and it’s crucial to stay vigilant to protect yourself from falling victim to their schemes. Scams Awareness Week 2024 is here to help you arm yourself with the knowledge and tools needed to safeguard your money and personal information.
Understanding Scammers: Who Are They?
Scammers are criminals who use manipulation and deception to trick you into handing over your money or sensitive personal information. They often pose as legitimate organizations or trusted individuals to gain your confidence. The Department of Veterans’ Affairs (DVA) urges you to stay informed about the latest scams and to take proactive steps to keep your personal details secure.
Three Crucial Steps to Protect Yourself
STOP – Before you provide any money or personal information, take a moment to pause. If you’re uncertain about the legitimacy of a request, don’t hesitate to say no, hang up, or delete the message. Scammers rely on urgency and pressure tactics, so slowing down can prevent you from falling into their traps.
CHECK – Scammers often impersonate organizations you know and trust, such as MyGov, your bank, the police, or government agencies. If you receive an unexpected request for money or personal details, verify its authenticity by contacting the organization directly using their official phone number or website. Never rely on contact information provided in the suspicious message.
REPORT – The more we share information about scams, the less power scammers have. If you encounter a scam, report it to Scamwatch. Reporting scams helps authorities track and shut down these operations, protecting others from falling victim.
What to Do if You’re Scammed
If a scammer has managed to obtain your money or personal information, it’s essential to act quickly:
- Contact Your Bank: Notify your bank immediately to halt any further unauthorized transactions. You can also request new account numbers if you feel it would increase your security.
- Seek Support from IDCARE: IDCARE is a specialized service offering support to those in Australia and New Zealand who are concerned about identity theft or cyber fraud. They can assist you in creating a personalized plan to minimize the impact of the scam and protect your identity moving forward.
Stay Informed and Vigilant
The fight against scams is ongoing, and staying informed is your best defence. The National Anti-Scam Centre, managed by the Australian Competition and Consumer Commission (ACCC), operates the Scamwatch website, which is a valuable resource for the latest scam alerts and advice. You can subscribe to their newsletter on the Scamwatch subscribe page to receive regular updates directly to your inbox.
By following these steps and staying informed, you can protect yourself and others from the devastating effects of scams. Remember, knowledge is power when it comes to stopping scammers in their tracks.